Residence Permit by Non Investment – Portugal

Portugal offers 2 paths for Residence Permits for non-European Union citizens:
✅ Portugal Digital Nomad Visa and
✅ Portugal D7 Visa (Retirement visa)

Both programs provide you and your family legal access to live in Portugal while enjoying the best quality of life in the Schengen area.

List of contents hide
1 Portugal Digital Nomad Visa
2 Portugal D7 Visa (Retirement visa)

Portugal Digital Nomad Visa

Here are two visa options and general requirements for the Portugal Digital Nomad Visa:

  • OPTION 1 Non Resident Permit = Temporary Stay Visa, valid for up to 1 year. Subsequently, you can apply for a Residence Visa For DIGITAL NOMAD.
  • OPTIONS 2 Residence Visa For Remote Workers (company employees who work remotely)
    *Those who work for Non EU/EEA companies

General Requirements for Portugal Digital Nomad Visa

  • PROOF OF INCOME for the last 3 months is required.
  • Minimum salary/income of 4x the Portugal (€2,836/month).
  • NIF (Portugal Tax ID)
  • Contract from employer or client.
  • None Criminal Record.
  • Proof of domicile required.

Portugal D7 Visa (Retirement visa)

1. General Overview

Portugal D7 Visa (Passive Income / Retirement Visa) : Long-term Residence Permit for retirees or individuals with stable passive incomewho wish to live in Portugal without major investment obligations like the Golden Visa.

Suitable for : 

  • Retirees
  • Asset / rental property
  • Owners Recipients of dividends, interest, or pension income

2. Main Requirements (Financial Requirement)

A. Have establish a sustainable passive income that is, at minimum, equivalent to the Portuguese minimum wage.

  1. Minimum income (Indicative):
    • Main applicant: ± €820 / month
    • Spouse: +50% from main applicant
    • Children: +30% per child
  2. Minimum annual savings for:
    • Single Applicant : 
      • €30.000 – €40.000 : Sufficient, but borderline
      • €50.000 – €70.000 : good / acceptable
      • ≥ €80.000 – €100.000 : strong application
    • For Families (Indicative Add-on)
  3. Reasonable additional savings:
    • Spouse: +€15.000 – €20.000
    • Children: +€10.000 – €15.000 per child

B. Income may be derived from:

  • Pension / retirement income
  • Rental income
  • Stock dividends
  • Interest from deposits / bonds
  • Trusts or other recurring passive income

Notes: Savings alone are insufficient without recurring income; however, substantial savings (exceeding €100,000) significantly strengthen the application.

3. Accommodation in Portugal

  • Applicants must provide proof of residence in Portugal, such as: Long-term lease agreement (typically ≥ 12 months), or Owned property
  • There is no minimum property value requirement.

4. Minimum Stay : ± 183 days per year

5. Minimum Age: 18 years 

Younger applicants may qualify provided they:  

  • Have verifiable and sustainable passive income
  • Are not financially dependent on parents and are capable of fulfilling residency and tax obligations.
  • Examples of qualifying young applicants:
    • Rental property owners
    • Investors with regular dividend income
    • Trust fund beneficiaries

6. Family Members (Family Reunification) 

Up to three generations may be included in a single application:

  • Spouse
  • Children under 18 years old
  • Children over 18 years old (provided they are students and financially dependent)
  • Parents (if financially dependent)

7. Process and Timeline

General Stages:

  1. Preparation of documents and proof of income.
  2. D7 Visa application at the Portuguese Embassy (home country).
  3. Issuance of the National Visa (Type D) (valid for ±120 days).
  4. Entry into Portugal & AIMA appointment (Portuguese Immigration).
  5. Issuance of the Residence Permits.

The Portuguese National Visa is a long-term visa (Type D Visa) issued by Portuguese Embassies or Consulates abroad, serving as the initial entry permit for residency purposes in Portugal.

This visa is NOT a Residence Permit, but rather a bridge to obtaining one..

Estimated timeline:
± 3–6 months, depending on the completeness of documentation and AIMA appointment availability.

8. Validity and Renewal

  • Initial Residence Permit: 2 years
  • Renewal: 3 years
  • Total of 5 years → Eligible for Permanent Residence. 

9. Taxation and Fiscal Status

  • Pemegang D7 umumnya menjadi Portuguese Tax Resident
  • Wajib mempertimbangkan: Worldwide income tax

10. Advantages and Limitations

  • Advantages:
    1. No large investment required
    2. Ideal for retirees
    3. Family-friendly
    4. Schengen Area access
    5. Pathway to Permanent Residence & citizenship
  • Limitations:
    1. Physical residency requirement in Portugal
    2. Worldwide income tax
    3. Inflexible for those seeking a "Plan B" only

11. Ideal Candidates:

  • Ready for relocation or semi-relocation
  • Possess a stable passive income
  • Mengutamakan kualitas hidup dan residency Eropa
  • Do not require complex investment structures

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