Residence Permit by Non-Investment – Spain

Want to live in Europe with a safe, flexible visa that doesn't require a large investment?

Spain offers two routes Popular Residence Permit for non-European Union citizens:
✅ Non-Lucrative Visa (NLV) and
✅ Digital Nomad Visa (DNV).

Both give you and your family legal access to live in Spain while enjoying the best quality of life in the Schengen area.

List of contents hide
1 🛏️ Spain Non-Lucrative Visa (NLV)
1.1 ✅ Main Benefits
1.2 ⏳ Validity Period & Extension
1.3 💶 Fund & Income Requirements
1.4 📋 Other Requirements
1.5 📝 How to Register – 2 Steps
2 💻 Spain Digital Nomad Visa (DNV)
2.1 ✅ DNV Benefits
2.2 📋 Main Requirements
2.3 👥 Applicant Category
2.4 📝 How to Register

🛏️ Spain Non-Lucrative Visa (NLV)

This visa is ideal for those of you who want to live in Spain without having to work or invest, suitable for retirement or a relaxed lifestyle.

✅ Main Benefits

  • Visa-free travel to 27 countries in the Schengen Area.
  • Can register up to 3 generations in 1 application (children and parents).
  • No need to invest or work in Spain.

⏳ Validity Period & Extension

  • Year 1: Valid for 1 year.
  • 2nd year: 2 year extension.
  • 4th year: Second extension, 2 years.
  • 6th year: Can apply Permanent Resident (valid for 5 years).
  • 10th year: Can apply Citizenship.

💶 Fund & Income Requirements

  • Minimum Passive Income:
    • €2,400 per month / €28,800 per year for primary applicants.
    • Additional €7,200 per year per dependent.
  • Funds must come from passive income: rent, investment, dividends, pension, etc.
  • Proof: Bank statement for the last 6–12 months.

📋 Other Requirements

  • There is no minimum age limit.
  • Not allowed to work in Spain (if you want to work, you must change to a Work Visa).
  • Stay in Spain for at least 183 days/year.
  • Private Health Insurance for all family members, valid for 1 year.
  • Insurance from local Spanish companies or official branches.
  • Police Record Certificate (SKCK).

📝 How to Register – 2 Steps

Stage 1: Initial Application at the Spanish Embassy (Jakarta)

  • No later than 90 days before departure.
  • Interview process.
  • If approved, the visa will be affixed to the passport with the NIE (foreign identification number).

From the date you receive your first NLV, you officially become a Legal Resident in Spain, and the countdown to becoming a Permanent Resident starts from that date.

Stage 2: Process in Spain

Description on the card:

  • Residencia Temporal Inicial – Not Allowed to Work.
  • Arrive in Spain within 90 days of visa approval.
  • Register at the municipality & police station (by appointment).
  • Biometrics to get TIE (Tarjeta de Identidad de Extranjero) : Valid for 1 year.
  • This card is valid for 1 year.

💻 Spain Digital Nomad Visa (DNV)

This visa is suitable for freelancer and remote worker who work for clients/companies outside of Spain. You can still legally reside in Spain while working online.

✅ DNV Benefits

  • Live & work in Spain remotely until 5 years.
  • FREE VISA to the 27 Schengen countries.
  • You can register with your partner, children, or even parents/in-laws.
  • The cost of living is relatively affordable.
  • Lower income tax (15% for digital nomads, standard 24%).
  • Quick & easy business setup process (if you want to open a local business).
  • Fast approval: 15–45 days.

📋 Main Requirements

  • Your employer (for remote workers) or client (for freelancers) must be located outside of Spain.
  • Income received by the Company in Spain max 20% of total income.
  • Work for a Company or have a freelance relationship with a client for at least 3 months before applying for the Digital Nomad Visa.
  • Contract with the same company for at least 1 year
  • Minimum annual salary/income €30,240, which is €2,520 per month
  • There are 2 ways to register. 
  • Minimum 3 years work experience.
  • Bachelor's/Master's degrees from leading universities, vocational education, and prestigious business schools.
  • Clean from criminal record for the last 5 years.
  • Have personal health insurance.

From the employer / client side:

  • Remote worker: The company must be at least 1 year old. The employer must certify that the employee can work remotely.
  • Freelancers: must work for at least 1 company/client outside of Spain, with a contract stating that they can work remotely.

👥 Applicant Category

  • Freelancer: International clients, remote work.
  • Remote Worker: Employees of foreign companies working from Spain.

📝 How to Register

  1. Directly on Spanish Embassy in Jakarta.
  2. Or after entering Spain as a tourist & apply there.

Loading